RateSetter

If you're looking for more similar services, we have some other interesting offers such as tickr, an impact investment app, or Freetrade, a stock trading app.

How to use your RateSetter refer a friend discount

  1. Click on the 'Get Deal' button and follow the link to the RateSetter website. 
  2. You'll see a message that says 'X has sent you a £100 bonus'. To claim it, you must invest. Click on the 'Invest today' button below the message.
  3. Select your title, enter your name, email, and password. Read and accept RateSetter’s Privacy Policy and Website & Exchange Terms of Use, and click on the 'Submit' button below.
  4. Classify yourself based on your experience of investing (Self-certified Sophisticated, Restricted, Certified Sophisticated, High Net Worth). Click on the 'Confirm' button below.
  5. Enter a few more details, and choose 'Next'. To finalise your account, send a copy of a recent bank statement and proof of ID (valid passport or drivers licence).

About RateSetter

RateSetter is the safest and most liquid peer to peer (P2P) lending platform in the UK. It brings together those who have money (investors) with those who want to invest it (borrowers). The platform is operating in the UK since 2010, and in Australia since 2014. Over 700,000 investors and borrowers have invested more than £3.5 billion. RateSetter is FCA authorised and regulated. 

How peer to peer investing works

P2P lending platforms connect investors with credit-worthy borrowers so everyone benefits. At RateSetter, you can get interest every month, with great returns and more stability. And although instant access is not guaranteed, withdrawing your investment is easy (within 24 hours on average). 

RateSetter Provision Fund

Borrowers pay interest on the money they took out as a loan. At RateSetter, one part of the money goes to the investor, while the other goes to the Provision Fund where it acts as a buffer that protects your investment (it automatically reimburses you if a borrower misses its payment). However, your money is at risk if the Provision Fund is depleted by too many continuous borrower defaults.

RateSetter reviews and awards

With nearly 6000 reviews on Trustpilot, RateSetter has a TrustScore of 4.7/5 and is rated as excellent. 

In 2019, RateSetter won the Queen’s Award for Enterprise, the most prestigious business award in the UK

RateSetter referral programme

Use your unique refer a friend link provided to you in the members’ area and share it with your friends who haven't previously invested with RateSetter. Once any of your friends invests a minimum of £1,000 through the RateSetter ISA or Everyday account, you'll be eligible for the £50 bonus.

There are many more refer a friend discounts on our website, like Oval which has a refer a friend program, so make sure you check them out, too!

Deal Terms

See the deal provider's website for terms & conditions

Discover the best savings at RateSetter with our exclusive discount code savings. Learn more about RateSetter below

RateSetter Latest Discount Code

Use our latest RateSetter voucher, promo, discount and referral codes to save on your next shop at ratesetter.com.

The partnership team at TroopScout are always hunting out military exclusive discount codes for RateSetter to help you get the strongest, well deserved, discount code for you and your family.

How we find the best RateSetter discount codes

Our deal hunting specialists spend all day finding a range of great money - saving codes for new customers and current customers alike. Sometimes that are hidden away on social media sites, within emails and on web pages found on ratesetter.com.Rest assured that our team will do everything we can to help you save time and money with your first purchase or future purchases at RateSetter !

Online shops such as RateSetter sometimes have a range of promotional codes, voucher codes, free delivery codes, sales, free gifts & referral codes / links if they do – will will make sure to show every money-saving offer that we can find or negotiate.

Use TroopScout to discover the best exclusive savings RateSetter has to offer.

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