Plum is the personal finance app that uses artificial intelligence to help you stick to your budget, save on your household bills, set some money aside, and invest in your future. And the best thing is that you don't have to think about saving and investing. The Plum algorithm will analyse your spending and do the rest for you. Download the Plum app today from Google Play or the App Store and discover why it's one of the best personal finance apps.
How to claim my free Plum referral code?
- Click on the ‘Get Deal’ button on the right, and continue to the Plum affiliate page.
- Enter your email address to the text box and click on the ‘Get the app’ button below.
- Download the app and sign up using the same email you’ve just entered.
- Enter your personal details, accept Plum’s Terms & Conditions, and link your bank account.
Plum is one of the best-rated finance apps you can use to keep track of your spending and set some money aside. It uses artificial intelligence to analyse your spending, helping you stick to your budget and reach your saving goals. It can also help you find better deals when it comes to your home bills, and help you with the switch, as well. You can also use the app to invest in 1 or all of the available options with as little as £1. Download the app, and start with a free plan you can later upgrade to access some additional features.
Why do I need Plum?
No matter how good you are at managing your money, Plum might be able to help you. You'll no longer have to spend time thinking about growing your money. The app will calculate the amount of money you can afford to set aside, or round up your spare change. You can also use it to avoid overpaying on your bills. Use the app to find better deals in no time. You can even use the Plum app to do the switch for you.
Can I sign up to Plum if I don’t live in the UK?
You can sign up to Plum only if you have a UK postcode and bank account. If you live in the EU, you can download the Plum app, and join the waitlist.
Can I use the Plum app if I don't have a regular income?
You don't need a regular income to be able to use the Plum app. The algorithm will analyse your daily transactions regardless of their amounts and/or frequency.
How much does Plum cost?
You can start using the Plum app for free with the Basic plan, and upgrade any time. There are two available pricing plans, Plus for £1/month, and Pro for £2.99/month. The Plus plan offers two pockets to separate your money, as well as the ability to automatically invest in a fund of your choice, while with the Pro plan you'll get other features, such as the option gamify your savings (with a 52-Week Challenge), set goals that will help you stay on track, earn cashback rewards from retailers when you shop using the app, and diagnostic reports. With Plum Basic plan, you'll get 0.25% AER, while with Plum Plus and Plum Pro you'll get 0.40% AER.
How do I use the Plum app?
The Plum app is available for both Android and iOS devices. Download the app, sign up, link your bank account, and start saving. You don’t have to do anything, the app has an algorithm that will analyse your transactions and calculates the amount of money you can set aside. You can also use the app to get up to 6% cash back whenever you shop from partner merchants.
What are Cashback rewards?
Plum partners with various merchants to help you save even more. Open the Cashback section in the app, and find a brand that you’d like to make a purchase with. Complete the qualifying purchase, and you’ll get up to 6% cash back. You'll get rewards from various partner merchants, including Nike, eBay, Miss Selfridge, Hotels.com, Farfetch, Dominos, Audible, Mindful Chef, Skinny Booze, and many others.
Plum refer a friend programme
Have some friends who need help managing their spending and investments? Use your unique Plum referral link to invite them, and you'll earn £15 for every 3 successful referrals. To be successful referrals, the friend you're inviting must be at least 18 years old, cannot be a Plum user already, and must start depositing money with Plum. The referral scheme is valid for up to a maximum of 15 successful referrals. After this, you'll get £5 for each subsequent friend who successfully joins.
The Plum app has amazing reviews on both Google Play (4.6/5 stars based on more than 8,700 reviews) and App Store (4.7/5 stars based on more than 23,000 reviews). With more than 1,300 customer reviews on Trustpilot and a TrustScore of 4.5/5 stars, Plum is rated as excellent. Its customers recommend it as handy and helpful service, great for savings and investing, even if you think that you’re the worst at saving.
Looking for more finance apps? Check out Trading 212 and Cash App. Sign up to Trading 212 with our referral code, fund your account with the Minimum Deposit, and you’ll get a free share worth up to £100 you can use to access the global financial market. Or use our Cash App referral code to claim your free £5 (or $5/5€). And if you’re looking for ways to save on your gas and electricity bills, sign up to Look After My Bills, and you’ll get a £10 Amazon gift card.